家庭收入达不到当地最低标准的话，可以申请。不过审核条件相当严格，比如有的城市规定养宠物的人不能申请低保，有的地方规定家里有空调都不能申请低保，还有规定不能买手机，反正任何非生活必需品都不能有。
jiātíng shōurù dá bu dào dāngdì zuìdī biāozhǔn dehuà ，kěyǐ shēnqǐng 。bùguò shěnhé tiáojiàn xiāngdāng yángé ，bǐrú yǒude chéngshì guīdìng yǎng chǒngwù de rén bùnéng shēnqǐng dībǎo ，yǒude dìfang guīdìng jiālǐ yǒu kōngtiáo dōu bùnéng shēnqǐng dī bǎo ，háiyǒu guīdìng bùnéng mǎi shǒujī ，fǎnzhèng rènhé fēi shēnghuó bìxūpǐn dōu bùnéng yǒu 。
If a family's income doesn't meet that area's lowest standard, they can apply. However, the examination criteria are very strict. For example, some cities stipulate that someone who keeps a pet can't apply for welfare. Some places stipulate that homes with air conditioners can't apply for welfare. And some stipulate that one can't have bought a cell phone. Anyway, you can't have anything that's not necessary for living.