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Considering a Credit Card

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IN THIS LESSON
ID: 0986 Upper Intermediate
With traditional Chinese money values (hiding piles of cash in a sock in the closet) changing, so is the world of debt in China. While you still won't find your card as welcome as a nice brick of not-so-crisp 100 notes, join in the debate of cash versus credit in this podcast. You will learn about the good, the bad, and the ugly of applying for a Chinese credit card, in Mandarin.
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Detailed Vocabulary
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SIMPLIFIED PINYIN ENGLISH  
申请 shēnqǐng to apply for
信用卡 xìnyòngkǎ credit card
收入 shōurù income
开支 kāizhī expenditures
老婆我们还是申请一张信用卡吧
lǎopo 老婆wǒmen 我们háishì 还是shēnqǐng 申请yī 一zhāng 张xìnyòngkǎ 信用卡ba 吧
Dear, how about we apply for a credit card?
不是说好不申请了吗家里收入开支都挺稳定的根本用不到
bù 不shì 是shuōhǎo 说好bù 不shēnqǐng 申请le 了ma 吗jiālǐ 家里shōurù 收入kāizhī 开支dōu 都tǐng 挺wěndìng 稳定de 的gēnběn 根本yòngbudào 用不到
Didn't we already agree not to get one? Our household income and expenses are all quite stable. We have no use for it.
怎么会现在出去住酒店都要用信用卡作担保再说了我们又不会乱透支就申请一张有什么不好的
zénme huì 怎么会xiànzài 现在chūqù 出去zhù 住jiǔdiàn 酒店dōu 都yào 要yòng 用xìnyòngkǎ 信用卡zuò 作dānbǎo 担保zàishuō 再说le 了wǒmen 我们yòu 又bù huì 不会luàn 乱tòuzhī 透支jiù 就shēnqǐng 申请yī 一zhāng 张yǒu 有shénme 什么bù 不hǎo 好de 的
How can you say that? Nowadays when you stay in a hotel, you have to use a credit card to guarantee the room. Besides, we won't go crazy with it. What's the big deal with just applying for one?
你现在这么说等有了卡你肯定把卡刷爆买你喜欢的电子产品
nǐ 你xiànzài 现在zhème 这么shuō 说děng 等yǒu 有le 了kǎ 卡nǐ 你kěndìng 肯定bǎ 把kǎ 卡shuābào 刷爆mǎi 买nǐ 你xǐhuan 喜欢de 的diànzǐ chǎnpǐn 电子产品
That's what you say now. Once you have the card, you'll definitely max it out, buying all those electronics that you like.
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