有风险我不买。万一有事，赎不出来怎么办？存银行最保险了。
yǒu fēngxiǎn wǒ bù mǎi 。wànyī yǒushì ，shú bù chūlai zěnme bàn ？cún yínháng zuì bǎoxiǎn le 。
If there's any risk, I won't buy it. What if there's a problem and I can't get my money out? What will I do then? Keeping money in the bank is the most secure.