被你说得好像跟高利贷借钱一样。我不也是为我们俩着想吗？你老说想去欧洲旅行，有了信用卡，我们今年就能去。一般银行都有二十多天的还款期限，不收利息的。
bèi nǐ shuō de hǎoxiàng gēn gāolìdài jièqián yīyàng 。wǒ bù yě shì wèi wǒmen liǎ zhuóxiǎng ma ？nǐ lǎo shuō xiǎng qù Ōuzhōu lǚxíng ，yǒu le xìnyòngkǎ ，wǒmen jīnnián jiù néng qù 。yībān yínháng dōu yǒu èrshí duō tiān de huánkuǎn qīxiàn ，bù shōu lìxī de 。
You make it sound like loansharking. Aren't I just thinking of the two of us? You're always saying you'd like to go traveling in Europe. If we get a credit card, we can go this year. Banks generally give you twenty-some days to pay back the money without charging you interest.